Terms of Services

Terms of Service – Finloxa

Terms of Service

Last Updated: May 30, 2026

1. Agreement to Terms

Welcome to Finloxa.com (“Website”, “we”, “our”, or “us”). By accessing or using our website, interactive financial calculators, tools, automated workflow integrations, and content, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to all of these Terms, do not use our Website or services.

2. Eligibility

By using the financial tools and calculators on Finloxa.com, you represent and warrant that you are at least eighteen (18) years of age or older. If you are under 18, you are strictly prohibited from using our financial estimation tools.

3. Intellectual Property Rights

All content, features, and functionality on this Website—including but not limited to text, graphics, logos, data, proprietary financial calculator logic, embedded code, WPCode snippets, and n8n workflow integrations—are the exclusive property of Finloxa and are protected by United States and international copyright, trademark, and other intellectual property laws.

Prohibited Actions: You may not copy, modify, replicate, distribute, or reverse-engineer any part of our tools or code. Automated data scraping, harvesting, or extraction of our content or calculator outputs without explicit written permission is strictly prohibited.

4. User Conduct

You agree to use Finloxa.com only for lawful purposes. You are strictly prohibited from:

  • Misusing, disrupting, or attempting to hack the financial calculators or backend scripts.
  • Deploying automated bots, spiders, scripts, or scrapers to hit, stress-test, or overload our website servers.
  • Using our tools to generate fraudulent, misleading, or malicious data outputs.

5. Financial and Tax Disclaimer

IMPORTANT NOTICE: The calculators, estimators, and tools provided on Finloxa.com are for informational and educational purposes only. They do not constitute professional financial, tax, investment, or legal advice.

All calculations, projections, and refund estimates are hypothetical breakdowns and may not reflect actual financial outcomes or current state/federal tax laws. Tax codes change frequently and vary by individual circumstances. You should consult a certified financial planner, licensed CPA, or tax professional before making any financial decisions.

6. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Finloxa, its owners, or affiliates be liable for any direct, indirect, incidental, consequential, special, or exemplary damages.

This includes, without limitation, damages for loss of profits, financial loss, incorrect tax estimates, penalty fees incurred from tax authorities, or data inaccuracies arising out of your use of, or inability to use, our Website and tools. Your use of Finloxa.com and its tools is entirely at your own risk.

7. Governing Law

These Terms and any dispute arising out of your use of Finloxa.com shall be governed by and construed in accordance with the laws of the United States and the State of Delaware (Note: Change this to your specific state or country jurisdiction if needed), without regard to its conflict of law principles.

8. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Any changes will be effective immediately upon posting to this page. Your continued use of the site after updates constitutes acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at: info@finloxa.com.